How do I lower or increase my Visa credit card limit?

To lower your credit limit on your Visa card please call our Member Service Center at 1-800-479-7928 or go into a branch. You can also submit a letter in writing, at a Redwood Credit Union branch or mail it to Redwood Credit Union, PO Box 6104, Santa Rosa, CA  95406, requesting the lower limit.

If you choose to increase your limit you will need to complete a new Visa application. If approved you will be asked to sign new disclosures to accept the terms and conditions. To start the new Visa credit card application within online banking go to Loans and Apply in the navigation. 

Under New Application choose Credit Card and select the "Apply Now" button.

To start the application, select who is applying and choose "Credit Limit Increase for Credit Card" as the purpose for the application.

Complete all the steps in the application. If you have any questions or comments regarding your loan application, please call us at 1(800) 479-7928.